The Process

Step 1

Fill in the application form and fax it to 0866162346. We will then phone you and send you a list of documents we require. Alternatively call one of our debt consultants that can guide you through the process.

Step 2

Once it is determined that you are over-indebted we will do a credit check. If not over-indebted we will advise you of other options you may have available.

Step 3

We will notify all your credit providers, credit bureaus and the NCR that you are under debt review. Your credit providers can no longer take any legal action against you.

Step 4

We then restructure your debt obligations and send these proposals to your credit providers. Once accepted you will then start paying the agreed monthly instalment. If they do not accept the proposal, we will submit the application to court for the magistrate to make the final decision.

Step 5

Credit providers will send us information regarding your accounts and we will follow up with the payment distribution agency on a monthly basis until all your debt has been cleared

Step 6

Once all your debt has been cleared, we will then issue you with a clearance certificate which we will send to all your credit providers, the credit bureau and the NCR. Within 5 days your credit record will be cleared.